Credit Repair Kit For Dummies, 4th Edition

Learn to:

• Fix damaged credit or beef up thin credit
• Recover from credit score hits caused by mortgage foreclosure or identity theft
• Reduce insurance costs, qualify for banking products, and get better rates on loans
• Take advantage of new consumer protections

Jump-start your credit score with this comprehensive credit repair guide

If you need to clean up your credit, this updated resource is full of information to help you get your credit reports looking great, pay down debt, and keep your credit clean. You’ll find out how to deal with debt collectors, dispute inaccurate information in your credit reports, and set financial goals to stay on track.

• Simple, proven steps — get an overview of working with debt collectors, filing for bankruptcy, and more
• Rebuilding credit — explore options for starting or restarting credit, recovering from bankruptcy or identity theft, and much more
• Big brother — find out how credit reporting works, how your spending is watched, and how to monitor your credit for optimal results
• Credit management for life — discover how to create a realistic spending plan and protect your credit during major life changes
• FICO facts — dive into the latest information on FICO and VantageScore credit scoring
• Student loans 101 — find out how to best deal with student loans and avoid defaulting
• Mortgage meltdown — get updated information on how to keep your home when foreclosure looms

Open the book and find:

• Information on how credit reporting works
• Tips on cleaning up your credit reports
• Updated credit scoring examples with new ranges
• Tricks for dealing with creditors and debt collectors
• Sources of free professional help
• The lowdown on preventing identity theft and mortgage foreclosure
• Advice on starting or restarting credit in real life
• Tips on taking a sustainable approach to credit